How does the Merchant Cash Advance (MCA) work?
Merchant Cash Advance (MCA) represents a departure from conventional loans. Through MCA, businesses receive a lmup sum up front, the repayment of which is facilitated through a portion of their daily credit card transactions or other daily sales.
Rather than a typical loan structure, it functions as a one-time form of financing based on a company’s future accounts receivable or credit card sales.
Who is Merchant Cash Advance for?
A Merchant Cash Advance (MCA) is the ideal funding option for businesses with consistent credit card sales that need fast access to cash.
It’s perfect for businesses that prefer flexibility, as repayments are tied to your daily credit card transactions, meaning you pay more when your sales are strong and less when they slow down.
You’re looking to invest in new equipment, cover unexpected expenses, or manage seasonal fluctuations, an MCA allows you to receive an upfront sum of money in exchange for a percentage of your future sales.